Welcome to modern money management

Budget confidently, track your progress, and plan for the future—all in one app. Members report saving over $200 per month on average with Monarch.

Sankey chart

We care about your privacy

Bank-level security

Your data is encrypted and protected with industry-leading standards.

Privacy is our promise

Your financial data belongs to you. We never store credentials and can't move your money.

Build for trust, not for ads.

Because Monarch is subscription-based, your data is never sold and you'll never see an ad.