Welcome to modern money management

Budget confidently, track your progress, and plan for the future—all in one app. Members report saving over $200 per month on average with Monarch.

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Financial clarity, without compromise.

Build for trust, not for ads.

Because Monarch is subscription-based, your data is never sold and you'll never see an ad.

Bank-level security

Your data is encrypted and protected with industry-leading standards.

Privacy is our promise

Your financial data belongs to you. We never store credentials and can't move your money.