Managing money together looks different for every couple. But one thing's universal: when you both have a clear view of your finances, everything gets easier, from everyday conversations to long-term planning.
The reality? Many couples need to see both their personal finances and their household's. That's why we built Shared Views: so you can see yours, mine, and ours side by side in Monarch.
Here’s what’s new:
Label accounts (and transactions) with an owner
You can now mark accounts and transactions as mine, theirs, or ours (shared). This instantly removes the guesswork around what belongs to who, helping you and your partner clearly see contributions, spending, and progress.
Switch perspectives instantly
Want to see just your spending? Just theirs? Or both together? With new filters, you can easily switch between personal, partner, and household perspectives — across accounts, net worth, transactions, and reports.
Make money check-ins a breeze
Shared Views makes it simple to check in with your partner about money — no guesswork, no workarounds, and no assumptions about whose is whose. Whether you’re reviewing last month’s spending, planning for upcoming expenses, or tracking progress toward a shared goal, these new ways to view your money in Monarch keeps everyone on the same page.
How it works
- Visit the Accounts page where you’ll see a walk-through to assign account ownership.
- If you haven’t invited your partner to Monarch yet, you’ll want to start there. You can send an invite from your Household Settings page.
- When you assign ownership on an account level, transactions from that account will inherit the same label but can be adjusted individually as needed. You can do this when reviewing new transactions or make it automated using rules.
- Start exploring! Try the new “Owners” filter across Accounts (and net worth), Reports, Cash Flow and Transactions and get a new level of insight about your money, together and solo.
Note: Right now, a single budget is still shared across all household members, though we’re exploring ways to bring ownership into this page too.
Building healthy money habits, together
Shared Views is about more than labels and filters — it’s about making collaboration easier, more empowering, and setting you up for success... together.
By giving each partner clarity into both individual and shared finances, Monarch helps you:
- Have more productive conversations about money so you’re always on the same page.
- Celebrate progress, individually and as a team.
- Build stronger financial habits that grow with your relationship.
Looking for ways to better ways to approach conversations about money? Check out our “Same Page” blog series, filled with conversation starters that you try today over dinner or whenever it feels right.
