Monarch Blog
We're on a mission to make better financial outcomes available to everyone. Read our latest thoughts and insights.
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Debt Finally Has an End Date
Every time they got ahead, something else happened. She decided she was done pretending everything was okay.
August 31, 2026
Joint Bank Accounts for Couples: What to Know Before You Combine Finances
Combining finances isn't about losing independence; it's about building a shared life with clarity and confidence, whichever setup you choose. This guide shows you how real couples make it work, so you can pick the approach that strengthens your relationship instead of straining it.
August 30, 2026
Financial Goals for Couples: Align Before You Combine
Financial goals for couples work best as a shared system - not identical goals, but a shared direction both partners actually know about. This guide covers identifying your priorities, setting SMART goals together, and building a check-in rhythm that keeps you aligned.
July 31, 2026
Financial Infidelity: How to Spot It and Rebuild Trust Through Transparency
Two in five couples have hidden money from a partner and no, a separate account isn't one of them. Here's what actually counts as financial infidelity, what doesn't, and how couples rebuild trust after it
February 6, 2026
Financial Planning for Couples: Build Wealth Together in 6 Steps
Money doesn’t have to be a source of stress - it can be a tool you and your partner use to build the life you want. This guide walks you through a simple 6-step plan to get aligned on goals, create a budget that works for both of you, and make steady progress as a team
October 30, 2025
Setting Shared Financial Goals as a Couple
Talking about goals makes you happier, literally. Use them to align with your partner on the future you want, no spreadsheets required.
October 30, 2025
How to Talk About Money Habits in Your Relationship
You don't need perfect money habits, you just need to use the ones you have strategically. Here's how to play to your strengths as a couple.
October 30, 2025
How to talk about money dates with your partner
Regular money check-ins keep couples aligned, but they work best when they're fun. Here's how to make them a ritual you look forward to instead of dread.
December 10, 2024
Saving For Our Dream House Sounded Stressful. Then We Found Monarch
The story of Trent and Lauren, who crushed their savings goals and minimized arguments after they started using Monarch.
November 18, 2024
A Money Diary Case Study on Budgeting as a Couple
We’re pulling back the veil to show you real finances from a real 30-something couple, so you can identify opportunities to improve your own finances, preventing stress and protecting your relationship along the way.
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November 10, 2024
A Case Study: Resolving Couple Money Conflicts
“Now my money anxiety has gone from 100% to less than 10%. It’s been night and day.”
August 15, 2024
Does It Matter Who Earns More in a Relationship?
Gen Z and Millennial men are more likely to want their partners to make more than them.
August 5, 2024
Do You Need to Be a High Earner to Find Love?
According to a June 2024 Monarch survey, the #1 cause of finance-related breakups is spending, not earning.