Monarch Blog
We're on a mission to make better financial outcomes available to everyone. Read our latest thoughts and insights.
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How to Discuss Money Values With Your Partner
Money talks are easier when you start with what matters most. Your values are a low-stakes way to get aligned with your partner—without diving straight into dollars.
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March 20, 2026
Investment Vehicles: Definition, Types, and How to Choose the Right One
Not sure where to invest your money? This guide breaks down the most common investment vehicles and shows you how to choose the right ones based on your goals, timeline, and risk tolerance.
March 13, 2026
The Complete Tax Documents Checklist for 2025 Taxes
Missing even one tax document can delay your refund, trigger errors, or cost you money — so don't wing it. This complete checklist covers every form you need for income, deductions, and credits, with special sections for self-employed filers and married couples filing jointly.
March 13, 2026
Tax Credits vs. Deductions: Your 2025 Guide to Paying Less
The 2025 tax year brings major changes — bigger standard deductions, a new $6,000 senior bonus, and brand-new OBBBA deductions for tips, overtime, and car loan interest. This complete guide breaks down every credit and deduction available so you don't leave a single dollar on the table.
March 5, 2026
What to Do With Your Tax Refund: 12 Smart Money Moves
Your tax refund isn't extra cash — it's a real opportunity to change your financial future. Follow Monarch's 12-step waterfall method and put every dollar to work, from wiping out debt to building lasting wealth. Your future self will thank you.
March 5, 2026
How to Budget as a Couple and Reach Goals Together
Money conversations can bring you closer, not push you apart. This step-by-step guide shows you how to build a couples budget that fits your life, split expenses in a way that feels fair, and tackle shared goals as a team. Start building wealth together and make every dollar work for your future.
March 3, 2026
College Savings Accounts: 7 Types Compared for 2026
Choosing the wrong college savings account could cost your family thousands in lost tax benefits and slower growth. This guide breaks down all 7 options, so you can pick the one that helps your child graduate debt-free.
February 27, 2026
Trust vs. Will: Which One Is Right for You?
Estate planning isn't just for the wealthy, it's how you protect your family and control your legacy. Learn whether a will, a trust, or both is right for you, and take the first step toward peace of mind.
February 27, 2026
Credit Scores 101: What They Are, Why They Matter, and How to Improve Yours
A great credit score opens doors - lower interest rates, instant approvals, and thousands saved over your lifetime. Take control of your financial future with this step-by-step guide to understanding and improving your score.
February 7, 2026
How to Make a Budget From Scratch and Keep It on Track
Stop wondering where your money went. Follow this 9 step plan to build a budget that fits your life, set spending limits, and stay on track, then use Monarch to automate tracking, categories, alerts, and progress toward your goals.
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February 6, 2026
Financial Planning for Couples: Build Wealth Together in 6 Steps
Money doesn’t have to be a source of stress - it can be a tool you and your partner use to build the life you want. This guide walks you through a simple 6-step plan to get aligned on goals, create a budget that works for both of you, and make steady progress as a team
January 31, 2026
Debt Snowball vs. Avalanche: Choose Your Best Payoff Strategy
Ready to crush your debt faster? The snowball method delivers quick wins to keep you motivated, while the avalanche method saves you thousands in interest. Discover which strategy matches your goals and start your journey to debt-free living today.
January 18, 2026
401(k) Withdrawals: How to Avoid Penalties and Save More
Withdrawing from your 401(k) comes with rules that could cost you thousands if you get them wrong. This guide covers everything from early withdrawal penalties and tax implications to RMD requirements and smart strategies that keep more money in your pocket during withdrawal.