Monarch Blog
We're on a mission to make better financial outcomes available to everyone. Read our latest thoughts and insights.
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How to Discuss Money Values With Your Partner
Money talks are easier when you start with what matters most. Your values are a low-stakes way to get aligned with your partner—without diving straight into dollars.
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March 26, 2026
Rent vs. Buy in 2026: Pros and Cons and When Buying Makes Sense
Renting is often cheaper month-to-month in 2026, but buying can build more wealth over time if you stay long enough. This guide breaks down the pros and cons, real costs, and the 5–7 year rule to help you decide what makes financial sense for your situation.
March 23, 2026
Estate Planning: A Complete Guide to Wills, Trusts, and Protecting Your Family
Only 31% of Americans have a will — which means most families are one unexpected event away from serious legal and financial chaos. This guide covers the six essential estate planning documents, a step-by-step setup process, what it costs, 2026 tax rules, and the common mistakes that cost families thousands.
March 20, 2026
What Is Probate: A Complete Guide to How It Works and How to Avoid It
Most Americans don't realize that dying without a plan can trap their family in a court process lasting up to two years and consuming up to 7% of their estate. Here's a complete, jargon-free guide to probate — what it is, how it works, and how to avoid it.
March 20, 2026
Investment Vehicles: Definition, Types, and How to Choose the Right One
Not sure where to invest your money? This guide breaks down the most common investment vehicles and shows you how to choose the right ones based on your goals, timeline, and risk tolerance.
March 13, 2026
The Complete Tax Documents Checklist for 2025 Taxes
Missing even one tax document can delay your refund, trigger errors, or cost you money — so don't wing it. This complete checklist covers every form you need for income, deductions, and credits, with special sections for self-employed filers and married couples filing jointly.
March 13, 2026
Tax Credits vs. Deductions: Your 2025 Guide to Paying Less
The 2025 tax year brings major changes — bigger standard deductions, a new $6,000 senior bonus, and brand-new OBBBA deductions for tips, overtime, and car loan interest. This complete guide breaks down every credit and deduction available so you don't leave a single dollar on the table.
March 5, 2026
What to Do With Your Tax Refund: 12 Smart Money Moves
Your tax refund isn't extra cash — it's a real opportunity to change your financial future. Follow Monarch's 12-step waterfall method and put every dollar to work, from wiping out debt to building lasting wealth. Your future self will thank you.
March 5, 2026
How to Budget as a Couple and Reach Goals Together
Money conversations can bring you closer, not push you apart. This step-by-step guide shows you how to build a couples budget that fits your life, split expenses in a way that feels fair, and tackle shared goals as a team. Start building wealth together and make every dollar work for your future.
March 3, 2026
College Savings Accounts: 7 Types Compared for 2026
Choosing the wrong college savings account could cost your family thousands in lost tax benefits and slower growth. This guide breaks down all 7 options, so you can pick the one that helps your child graduate debt-free.
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February 27, 2026
Trust vs. Will: Which One Is Right for You?
Estate planning isn't just for the wealthy, it's how you protect your family and control your legacy. Learn whether a will, a trust, or both is right for you, and take the first step toward peace of mind.
February 27, 2026
Credit Scores 101: What They Are, Why They Matter, and How to Improve Yours
A great credit score opens doors - lower interest rates, instant approvals, and thousands saved over your lifetime. Take control of your financial future with this step-by-step guide to understanding and improving your score.
February 7, 2026
How to Make a Budget From Scratch and Keep It on Track
Stop wondering where your money went. Follow this 9 step plan to build a budget that fits your life, set spending limits, and stay on track, then use Monarch to automate tracking, categories, alerts, and progress toward your goals.